health cash plan
– compare plans
| Benefits | Maximum per insured person per benefit year | |||
| Platinum | Gold | Silver | Bronze | |
| Dental: 60% of cost |
£250* | £200 | £150 | £100 |
| Optical: 60% of cost for eye tests, lenses, spectacles and laser eye surgery |
£250* | £200 | £150 | £100 |
| Hospital day-case surgery: Per benefit year, up to 5 operations at |
£750† (£150 per event) |
£600† (£120 per event) |
£450† (£90 per event) |
£300† (£60 per event) |
| Hospital in-patient: Per benefit year, up to 91 nights at (adult benefit only) |
£6,825† (£75 per night) |
£5,460† (£60 per night) |
£4,095† (£45 per event) |
£4,095† (£45 per event) |
| Hospital parental stay: Per benefit year, up to 91 nights at (adult benefit only) |
£2,275 (£25 per night) |
£1,820 (£20 per night) |
£1,365 (£15 per night) |
£910 (£10 per night) |
| Recuperation: Payable after a hospital stay of at least 10 consecutive nights |
£400† | £320† | £240† | £160† |
| Health consultation and allergy testing: By a registered specialist on recommendation of insured person's GP: 60% of cost (including x-rays and certain tests directly connected with the consultation) |
£625* | £500 | £375 | £250 |
| Therapies: 60% of cost up to combined maximum per benefit year. Benefits payable for any of the following therapies: Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Chiropody and Homeopathy. |
£625* | £500 | £375 | £250 |
| Health screening: 60% of cost |
£125* | £100 | £75 | £50 |
| Home help/home nursing: 60% of cost up to combined maximum per benefit year |
£2,000* | £1,500 | £1,125 | £750 |
| Maternity: Amount payable per child, including adoption of children under one year old |
£625 (adult only) |
£500 (adult only) |
£375 (adult only) |
£250 (adult only) |
| Personal Accident: Paralysis up to £100,000 Insanity up to £20,000 Loss of sight up to £20,000 Loss of speech up to £10,000 Loss of hearing up to £10,000 Loss of limbs up to £20,000 Fractures up to £2,000 Burns up to £4,000 |
£100,000 per adult |
n/a | n/a | n/a |
| Helplines: Counselling, Medical information and Legal advice 24 hours a day, 365 days a year telephone helpline |
Yes | Yes | Yes | Yes |
* on Platinum denotes reimbursement of 75% up to specifed amount per benefit year
† child benefit is payable at half the amount indicated, rounded up to the nearest £1 above
or call 08450 60 80 60
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The Health Cash Plan is underwritten and administered by BHSF Limited.
