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Benefits Maximum per insured person per benefit year
Platinum Gold Silver Bronze
Dental:
100% of cost
£220 £180 £140 £100
Optical:
75% of cost
£220 £180 £140 £100
Health screening: +
75% of cost
£300 £200 £100 £50
Therapies:
75% of cost up to combined maximum benefit per benefit year, payable for any of the following:
Physiotherapy, acupuncture, osteopathy, chiropractic, homeopathy & chiropody.
£375 £250 £175 £100
Health consultation & allergy testing:
75% of cost
£375 £250 £175 £100
Hospital in-patient:*
per night (up to 30 nights)
£40 £30 £20 £10
Hospital parent stay:
per night (up to 30 nights)
Adult only
£20 £15 £10 £5
Recuperation:*
after 10 ngihts hospital in-patient stay
£200 £150 £100 £50
Hospital day-case surgery:*
per day, up to 10 occasions
£80 £60 £40 £20
Maternity:
per child (adult only)
£500 £400 £300 £200
Personal Accident:
Paralysis up to £100,000
Insanity up to £20,000
Loss of sight up to £20,000
Loss of speech up to £10,000
Loss of hearing up to £10,000
Loss of limbs up to £20,000
Fractures up to £2,000
Burns up to £4,000
£100,000
per adult
n/a n/a n/a
Telephone helpline: 24 hour, 365 days a year confidential telephone helpline offering a counselling service on stress, family relationships, substance abuse and debt along with advice on legal financial and information on medical matters

+ benefit every two years
* benefit for children is payable at half the amount indicated. Where benefit is provided for children the maximum amount is shared among all children under the policy.

The amounts shown are maximum benefits payable every benefit period unless otherwise stated. Benefits are payable at an equal rate for all insured persons unless otherwise stated. All benefits payable are subject to BHSF policy terms: Copies available on request.


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