Your personal private medical insurance provider

How our flexible health insurance works

ourcover.pngYou can adapt our affordable health insurance to fit your needs and your budget. Here's how it works

  1. 1. The Essentials - this is your core health insurance
  2. 2. Add-ons - enhance your cover with options that suit you
  3. 3. Lower your price - you can change your excess or add a Six-week option to lower the cost.

1 The Essentials

  • Hospital charges and specialist fees when you're treated as an in-patient or day-patient.
  • Surgery as an out-patient.
  • Radiotherapy and chemotherapy when you're treated as an out-patient.
  • 24-hour dedicated health information helpline.

2 Add-ons to enhance your cover

You can select whichever Add-ons you'd like to enhance your cover

  • Core Out-patient Add-on
  • Enhanced Out-patient Add-on
  • Full Out-patient Add-on
  • Therapies Add-on
  • Mental Health Add-on
  • Extra Care Add-on - if you add the Therapies and Mental Health Add-ons, we'll give you this Add-on for free
  • Dentist and Optician Cashback Add-on
  • Extra Cancer Cover Add-on

3 Lowering the cost

There are two ways to get a lower price:

  • Change to a higher excess
  • Add our Six-week option

The best way to find out about our cover is to get a personalised online quote - it will only take a few minutes to work out your price.

Want to speak to someone?

Call us on

01202 544 238
Lines open
Mon-Fri 9-8pm